About Pension Credit
10 November 2022 at 17:48:39
Pension Credit tops up weekly income to a guaranteed minimum level of £182.60 a week for single pensioners or £278.70 for couples. It is a tax-free payment for those who:
- have reached Pension Credit qualifying age, which is State Pension age, and
- live in Great Britain
Someone may still get Pension Credit if they:
- have not paid National Insurance contributions
- have some savings or a small pension
- live with their grown-up family
- own their own home
Use the Pension Credit calculator to find out how much Pension Credit someone could get - without giving any personal details.
A quick guide to entitlement
There are 4 main questions when considering whether a pensioner may get Pension Credit:
- How old are they?
- If they have a partner, how old is their partner?
- What is their weekly income? Is it less that £182.60 if they are single or £278.70 if they are a couple?
- Do they have any savings? Have they got less than £10,000?
People who have more income or savings than this may still qualify for Pension Credit. But these questions are a good basic indication of who is likely to qualify.
If they are over 65 and reached their State Pension age before 6 April 2016, they could still qualify for Pension Credit if their weekly income is less than:
- £218.80 if they are single
- £319.20 if they are a couple
More information about Pension Credit can be found below.
Pension Credit toolkit: advice and guidance for stakeholders - GOV.UK (www.gov.uk)
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